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Sinapi Aba

Business model

EDFI AgriFI invests the equivalent in GHS of EUR 2.5 m in Sinapi Aba, a microfinance institution in Ghana, to increase opportunities for enterprise development and income generation for the economically disadvantaged.

Investment Name: Sinapi Aba Savings & Loans
Contract date: November 2022
Country: Ghana
Sector: Microfinance institution
Total AgriFI Financing: EUR 2.5 million
Environmental and Social Category: C
(A) high risk, (B+) medium high risk, (B) medium risk or (C) low risk

Project overview

Sinapi Aba Savings & Loans Ltd (SASL) is a rural microfinance institution active for more than 20 years. SASL provides loans and savings products to individuals and MSMEs with a strong focus on financial inclusion in rural areas and women empowerment: 70%+ of its clients residing in rural areas and ~80% are women. The company is serving more than 150,000 borrowers through a network of 44 branches. It has a significant agriculture portfolio, serving around 19,000 farmers.

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